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Heather DeMers
Director, Private Client
770.291.7178
Heather.DeMers@16Lombard.com

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4470 Cox Rd | Ste 140

Glen Allen, VA 23060

Fax: 770.291.7299

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Auto Insurance

Auto insurance is a complicated matter. Many people have an insurance policy but do not exactly understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance. Discover the basic types of car insurance and find out how to obtain the coverage you need for your particular situation.

Collision Coverage

This is the basic insurance type that covers your vehicle if you collide, or run into, something. This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge.

Comprehensive Coverage

This covers anything that may happen to your car that is not directly related a collision. This would include things such as theft, fire, hitting a deer or vandalism.

Liability Coverage

This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car or property. Liability coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount.

Medical Payment

This is also called PIP in some states. Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were driving. Medical payment insurance varies from state to state, so make certain you are covered as expected.

ENHANCED AUTO INSURANCE COVERAGES

All auto insurance policies are not created equal High net worth coverage includes these important enhancements:
 

  • Worldwide liability

  • High valued vehicles

  • Original Equipment Manufacturer (OEM) parts

  • Agreed value

Be sure you, your family and your assets are properly protected.


Connect with us today for a free quote!